Security Ratings & Cyber Insurance Tools 2026
Security ratings and cyber insurance tools look at an organization's security from the outside and turn it into a score or a price. Security ratings services scan public signals, such as exposed services, out-of-date software, email security settings, and leaked credentials, and give each company a rating. Teams use those ratings to check vendors, compare themselves to peers, and report to the board. Cyber insurers and insurtech firms use similar outside-in data to decide whom to cover and at what price. Some also give policyholders security tools or services. This subcategory is for risk, vendor-management, and insurance teams who need a shared outside view of cyber risk, and for companies who want to see how others score them.
We cover 8 Security Ratings & Cyber Insurance tools, 0 free and 8 commercial.
Accuracy and depth improve over time. Last reviewed Sep 2026. Is something off? Reach out.
FEATURED
USE CASES
Cybersecurity rating system scoring org attack surface and risk posture 0–100.
Cyber risk mgmt platform for external scanning, monitoring & exposure mgmt.
Cyber risk intelligence platform for insurance underwriting & portfolio mgmt.
AI-powered cyber risk emulation platform for insurance & enterprise.
Security ratings platform for third-party risk and attack surface mgmt.
Cyber risk governance platform providing security ratings and analytics
Cyber risk assessment platform for insurance underwriting and portfolio mgmt.
How to choose Security Ratings & Cyber Insurance tools
- Check how the vendor links assets to a company, and how easily you can correct mistakes.
- Ask which signals feed the score and how each one is weighted.
- Check how often scores refresh and whether score history is kept.
- For vendor risk, check how it connects to your third-party risk workflow and whether it alerts you when a vendor's score drops.
- For cyber insurance, ask what scanning or security services come with the policy and what data the insurer collects about you.
Security Ratings & Cyber Insurance Tools FAQ
Common questions about Security Ratings & Cyber Insurance tools, selection guides, pricing, and comparisons.
A security rating is a score for an organization's security, built from data anyone can see from the internet. Vendors scan for things like exposed services, unpatched software, weak email settings, and leaked credentials, then roll the results into one number or grade. It works like a credit score for cyber risk. Companies use it to check vendors, track their own posture, and report to the board.
They only see what is visible from the outside. They cannot see internal controls, and they can link the wrong assets to a company. An IP address you no longer own can lower your score. Most vendors let you dispute findings. Treat a rating as one input, not a full assessment.
Insurers use outside-in scans and questionnaires to decide whom to insure, how much to charge, and what limits to set. They may also set conditions before they offer a policy. Some insurtech firms keep scanning policyholders during the policy and warn them of new exposures, or bundle security services with the cover.
Third-party risk management tools run the vendor review process: questionnaires, documents, reviews, and fix tracking. Security ratings supply one outside-in signal about each vendor. Many programs use both, and some platforms offer both in one product.
Yes. Fix the issues the rating flags, such as exposed services, missing patches, and weak email settings. Correct any assets the vendor has wrongly linked to you. Check how often the vendor refreshes its scans, so you know when a fix will show up in the score.
