COVR Security is a phishing-resistant, passwordless authentication platform designed for digital banking applications. It protects users from account takeover, man-in-the-middle attacks, phishing, skimming, and identity theft using a true out-of-band authentication architecture. The platform operates by separating the authentication channel from the transaction channel, preventing attackers from intercepting or manipulating both simultaneously. All authentication messages are encrypted end-to-end, and every transaction is digitally signed using patent-pending asymmetric cryptography to ensure non-repudiation. COVR offers two deployment options: - **The Onyon App**: A white-label, ready-to-use multifactor authentication app combining smartphone, PIN, and biometrics (Face ID/Touch ID). - **The Core SDK**: A mobile SDK for integrating COVR's authentication capabilities directly into existing iOS and Android banking apps, allowing full brand control via a simple API. Authentication replaces passwords with facial recognition, PINs, and device fingerprints. Devices are verified against an Identity Server and issued time-limited, scoped access tokens. The SDK supports features such as password-free login and instant verification of financial transactions. The platform is trusted by organizations including Bangkok Bank, I-Sprint, WSO2, and Black Box Corporation.