Elpha Secure Cyber Insurance is a cyber insurance product designed for small businesses that combines coverage with optional cybersecurity software and support services. The product is distributed through wholesale insurance brokers and aims to provide an integrated approach to cyber risk management. Coverage areas include ransomware incidents and business interruption events. Policyholders can optionally adopt Elpha Secure's cybersecurity technology stack, which may qualify them for enhanced policy terms such as lower retentions, shorter waiting periods, and extended periods of restoration. The product includes access to a 24/7 Security Operations Center (SOC) that provides real-time event response, with the goal of preventing and mitigating incidents before they escalate into claims. The underwriting process is designed to produce quotes quickly, streamlining the acquisition process for brokers and their clients. Key components: - Cyber insurance coverage for ransomware, business interruption, and related cyber threats - Optional bundled cybersecurity software to improve security hygiene - 24/7 SOC support for real-time incident response - Enhanced policy terms available when cybersecurity technology is adopted - Broker-facing distribution model through wholesale insurance brokers - Streamlined quote generation process