inBay's idQ Digital Identity Platform is a digital identity solution built for enterprise and consumer use cases. It provides passwordless authentication, eliminating the need for traditional passwords by using a mobile-based identity approach where credentials cannot be stolen. The platform covers three core functional areas: - Zero-Password Authentication: Users authenticate without passwords, reducing credential-based attack vectors. - Real-Time Identity Proofing: Validates user identity at the time of access. - Delegated Authorization: Allows controlled access delegation across systems and services. The platform is designed to support both workforce (employee) and customer login scenarios, enabling organizations to deploy a unified identity solution across different user populations. Key platform characteristics include: - Device-agnostic access, supporting authentication from any device at any time - Standards-based architecture intended to protect against technology obsolescence - Enterprise-class scalability and adaptability - Administrator controls that do not compromise end-user experience - Unified deployment capability for global use and compliance requirements - Privacy-by-design framework built into the authentication flow The solution is targeted at organizations undergoing digital transformation and seeking to replace password-dependent authentication with a more secure identity model. It is marketed under the idQ brand and includes a mobile app component for QR code-based and touch-based login flows.