Mitek MiVIP

Mitek Verified Identity Platform (MiVIP) is an identity verification and authentication platform that enables organizations to build customized identity verification workflows and services. It combines multiple identity verification techniques — including document verification, biometrics, data checks, and AML screening — into a single API-accessible platform. Key functional areas include: - KYC journey configuration with customizable risk levels and assurance thresholds - AI-driven fraud detection via the Digital Fraud Defender module, targeting deepfakes, AI-altered documents, template attacks, presentation attacks, injection attacks, and digital spoofs - Passwordless biometric authentication via MiPass, using selfies captured during onboarding for ongoing authentication throughout the customer lifecycle - AML compliance screening and Enhanced Due Diligence (EDD) / Customer Due Diligence (CDD) support - Risk insights and specialist fraud detection layering MiVIP offers three integration approaches: No Code (hosted web interface), Low Code (SDK with pre-built components), and Full Code (direct API integration). An administrative UI allows clients to configure and design custom identity journeys without requiring developer input. The platform is described as banking-grade and is used by over 7,000 organizations, including financial institutions. It is designed to scale with demand and supports returning customer authentication as well as new customer onboarding.