BioCatch Account Opening Protection is a fraud prevention solution designed to identify and block fraudulent account opening attempts at financial institutions. The solution analyzes behavioral patterns, device telemetry, and network risk signals to distinguish legitimate customers from fraudulent actors. The platform detects multiple types of threats including bot activity, stolen identities, synthetic identities, and money mule recruitment. It examines how users interact with application forms by analyzing data familiarity patterns such as typing cadence, corrections, and navigation behavior. The solution identifies automated bot behavior through input speed analysis, keystroke patterns, and timing irregularities. Device risk assessment evaluates devices for signs of tampering including emulators, spoofed settings, and unfamiliar configurations. Application fluency analysis examines how users interact with forms to assess understanding and intent, looking at pacing, review patterns, and autofill usage. The solution provides risk scores and risk factors including bot indicators, low data familiarity, and device, browser, and network irregularities. It operates in real time during the account opening process to block fraudulent applications before accounts are established. The platform aims to prevent downstream fraud and money laundering by stopping criminals from establishing initial footholds in financial systems.