Kount 360 is an identity, payments, and AML compliance platform designed to manage fraud prevention and identity verification across the customer lifecycle. It consolidates multiple solutions into a single platform accessible via a unified API schema, reducing integration complexity and operational overhead. The platform uses AI and machine learning models to automate risk decisions in real time, with built-in explainability features that surface the reasoning behind each decision. A customizable policy engine allows organizations to define and adjust decision rules without requiring technical intervention. Kount 360 is structured around modular solution sets that address distinct stages of the customer journey: - New Account Opening: real-time identity verification and risk evaluation at onboarding - Account Protection: ongoing AI-based monitoring to detect and prevent account takeover - Payment Fraud Prevention: fraud detection for online payment transactions - Chargeback Management: dispute prevention and revenue recovery - AML Compliance: tools to support adherence to anti-money laundering regulatory obligations - Data Insights: analytics to support business decision-making The platform provides a unified dashboard for monitoring activity across all solutions, along with real-time analytics and reporting. Automated workflows reduce manual effort and technical complexity. Being cloud-delivered, the platform is designed to scale with business growth.