Closinglock SecurePay is a digital payment platform designed for real estate transactions. The system enables buyers to transfer closing funds electronically through a secure portal without visiting bank branches or initiating traditional wire transfers. The platform connects buyer bank accounts to verified payment details through Plaid integration, creating transfers that are compliant with good funds requirements in all 50 states. Each transaction includes $5 million in insurance coverage. SecurePay operates within the Closinglock ecosystem and integrates with existing escrow account setups. The system provides real-time text and email notifications to both title teams and buyers when payments are sent, received, and verified. Payments auto-match to Closinglock files to reduce manual reconciliation tasks. The platform supports Real-Time Payments (RTP) for instant wire deposits when enabled by the user's bank. SecurePay is positioned as an alternative to traditional wire transfers and bank visits, designed to reduce wire fraud risk by keeping wiring information out of email communications. Title companies can send secure payment requests directly from Closinglock, and buyers complete payments online through guided instructions. The system aims to reduce follow-up calls and manual verification tasks for title teams while providing buyers with a verified payment method.