BreachBits BreachRisk™ is an AI-driven cyber risk assessment and threat emulation platform designed to serve the cyber insurance ecosystem and enterprise risk management (ERM) use cases. It replaces traditional cyber insurance questionnaires with automated, evidence-based assessments conducted from an attacker's perspective. The platform operates in two primary modes: - **Passive Mode**: Agentless, no-setup scanning covering perimeter, email, cloud, and dark web surfaces, suitable for use at the underwriting stage. - **Active Testing Mode**: Authenticated threat emulation that eliminates false positives and provides full credit for mature security controls; applicable for ERM, compliance, and insurance purposes. BreachRisk™ a.i. is described as capable of detecting, verifying, and testing up to 95% of attack pathways identified in the Verizon DBIR. It evaluates misconfigurations, vulnerabilities, and credential exposures, prioritizing viable attack paths over theoretical ones. The platform targets four primary user groups: - **Enterprises/CISOs**: Threat emulation, third-party monitoring, and continuous risk visibility. - **MSSPs & Advisory firms**: White-label or partner delivery of emulation capabilities to clients. - **Cyber Brokers**: Accelerated insurability assessments and advisory support via the Questionnaire Validator. - **Cyber Carriers**: Faster underwriting, active risk management, and pre-claim intervention tools. It produces a standardized BreachRisk™ Score for comparable, trend-visible cyber risk quantification. The platform is backed by Lloyd's of London and was developed in collaboration with Lloyd's Lab (Cohort 13).