Accertify Fraud Detection is a fraud prevention platform designed to identify and prevent payment-related fraud across digital channels. The platform uses machine learning technology, device intelligence, and user behavior analytics to detect fraudulent transactions while minimizing friction for legitimate customers. The solution addresses multiple fraud types including gift card fraud, credit card fraud, ACH fraud, merchant identity fraud, buy now pay later fraud, advanced fee scams, pagejacking, and phishing. The platform operates on four core principles: predict valid transactions using machine learning and community data, prevent fraudulent transactions through standard API with day-one risk decisioning, protect through continuously improving risk strategies, and leverage human intelligence with domain expertise. The platform provides risk scoring and decisioning capabilities to help organizations identify threats while maintaining customer experience. It includes a decision sciences team that supports fraud strategy development and optimization. The solution aims to reduce manual review rates, streamline workflows, and protect against emerging fraud threats. The platform has demonstrated results including reducing manual review rates by 20% for retailers and decreasing fraud losses by 62% while increasing fraud prevention by 106% year over year for specific implementations.