360factors Loan Portfolio Analytics is a risk assessment solution designed for financial institutions to analyze and classify loan portfolios. The product uses AI to scan loan documentation including appraisals, financial statements, and contracts to extract key financial and risk data. The system automatically classifies loans into risk tiers (Gold, Silver, Bronze) based on borrower data and loan metrics. It analyzes supporting documents across multiple asset classes including commercial real estate (CRE), residential, and consumer loans. The platform detects missing or inconsistent information within loan documentation and flags discrepancies. The solution monitors performance indicators such as Debt Service Coverage Ratio (DSCR), Loan-to-Value (LTV), and delinquency trends. It provides alerts for declining performance indicators and assigns confidence scores to risk classifications. The platform aims to reduce manual review processes by automating document-driven risk assessments. The system provides portfolio visibility through real-time risk signals and borrower behavior monitoring. It generates audit trails for compliance and regulatory reviews using AI-driven logic. The platform is part of the broader Predict360 suite and is cloud-based for implementation.