Kount Fraud Detection Software is a real-time fraud prevention platform designed for businesses that process online transactions and manage digital accounts. It collects data about user interactions — including personal information, device ID, and location — and compares it against a global network of billions of data points to generate a risk score for each interaction. Based on configured business policies and risk thresholds, the platform automatically accepts, blocks, or challenges interactions within milliseconds. The level of automation is configurable, allowing businesses to define how much decisioning is handled by the system versus manually reviewed. The platform uses both supervised and unsupervised machine learning models to assess risk and detect fraud patterns. It addresses a range of fraud types including: - Payment/card fraud - Card testing fraud - Account takeover attacks - Bot activity - Loyalty program fraud - Gift card fraud - Refund fraud - Elder fraud/scams Kount provides decision data analytics and transparency into why decisions are made, aiming to reduce false positives and manual review workloads. It integrates directly with major ecommerce platforms and can connect to payment processors, gateways, CRM systems, and order management systems without requiring a platform switch.