Citalid Portfolio is a cyber risk quantification (CRQ) platform designed to help insurers, brokers, financial institutions, enterprises, and managed security service providers (MSSPs) assess and manage cyber risk across client and prospect portfolios. The platform combines security questionnaires, external vulnerability scanning, industry risk benchmarking, and AI-driven risk modeling to produce quantified cyber risk assessments at both individual and aggregated portfolio levels. Reports are generated rapidly, with each risk quantification taking approximately two minutes. Key functional modules include: - Questionnaire & Security Management: Supports custom or pre-built security questionnaires, stored and managed centrally, with actionable security recommendations for clients and prospects. - Report Management: Generates comprehensive risk profile reports with historical tracking per client. - Industry Risk Analysis: Benchmarks a company's risk profile against industry peers, including incident frequency and financial impact estimates. - External Vulnerability Scan: Assesses the external attack surface and provides tailored vulnerability detection and security recommendations benchmarked against peers. - Company Risk Analysis: Delivers cyber maturity assessments, claim frequency/severity estimates, and financial loss breakdowns by category (e.g., business interruption, remediation, legal costs). - Insurance Policy Modeling: Models customized insurance policies for ransomware and data disclosure scenarios to align coverage with client risk exposure. The underlying models are based on patented attack simulation technology and augment the FAIR methodology with AI. Models are calibrated using real-world data, threat intelligence, and insurance partnership data. The platform targets use cases including portfolio de-risking, loss ratio optimization, reinsurance structuring, third-party risk management, and supply chain compliance.