Citalid Cyber Insurance Underwriting is a platform designed for insurers and brokers to assess and manage cyber risk across insurance portfolios. It translates cyber risks into financial loss scenarios to support underwriting decisions, enabling users to understand client and prospect exposure in quantifiable terms. The platform centralizes the management of security questionnaires, covering the full lifecycle from sending and online completion to automated processing and integrated analysis. It incorporates AI assistance and benchmarking capabilities to streamline the questionnaire workflow. Risk assessment includes both sectoral and individual analysis, allowing underwriters to compare a client's risk profile against industry peers in terms of frequency and severity. External vulnerability scanning is integrated to complement questionnaire-based assessments with a more technical view of each organization. For portfolio-level oversight, the platform aggregates and visualizes data across large numbers of analyzed entities, identifies risk concentration areas, and supports data export. API connectivity is available for integration with external IT systems. The platform models residual risk after insurance coverage is applied, highlighting gaps between actual exposure and existing policy terms. This supports adjustments to limits, exclusions, and deductibles to align coverage with real exposure and improve loss ratios. Security recommendations are generated based on identified weaknesses in each client's defensive posture, providing actionable guidance for risk reduction.