Prove Authenticate & Transact is a multi-factor authentication solution designed to verify user identity during login and high-risk transactions. The platform offers multiple authentication methods including active, passive, and passwordless options across mobile web, mobile apps, and desktop channels. The product provides three main authentication approaches: Prove Auth uses cryptographic keys stored on mobile devices to enable passwordless login with device-managed biometrics like fingerprint or facial recognition. Mobile Auth passively authenticates device phone numbers through mobile network signals without user interaction. The platform also includes traditional push notification-based authentication. The solution addresses authentication needs for various scenarios including account login, profile changes, adding authorized users, and adding payment credentials. It detects security threats such as jailbroken devices, SIM swaps, and account takeover attempts. The platform reduces dependency on one-time passwords (OTPs) and traditional passwords, which are vulnerable to social engineering attacks. Authentication can be performed across different channels and devices, with the system verifying active SIM cards and providing device intelligence. The product is designed for enterprises requiring strong authentication while minimizing user friction during the authentication process.