DIRO Identity Verification is an identity verification solution that authenticates user identities by verifying successful logins at bank, utility, and government portals. The platform operates across 195 countries and validates identity information against independent data sources. The system works by having users log into their existing accounts at financial institutions, utility providers, or government services. DIRO captures authentication data from these trusted sources to verify name and address information. The solution includes automated user consent mechanisms and impersonation checks as part of the verification process. DIRO can function as a secondary verification layer to complement traditional identity documents such as driver licenses and passports. The platform supports verification through multiple data sources including bank logins, credit reports, tax return portals, utility accounts, driver licenses, and unemployment benefits systems. The verification data is converted into JSON format for integration purposes. The solution provides API access for developers to implement identity verification capabilities into their applications. DIRO supports multi-factor authentication (MFA) and two-factor authentication (2FA) during the login verification process to reduce the risk of fraudulent or stolen identities.