Futurae Authentication Platform vs Okta Adaptive MFA: Side-by-Side Comparison (2026)

Futurae Authentication Platform

Mid-market and enterprise teams protecting payment transactions or regulated user flows will find Futurae Authentication Platform valuable for its push-based transaction signing and adaptive authentication that actually stops account takeovers at approval time rather than just at login. PSD2/SCA compliance and 3DSv2 support are built in, and the uncapped authentication request model means you won't hit per-transaction cost cliffs during fraud spikes. Skip this if you need passwordless authentication across your entire workforce or deep directory integration; Futurae is transaction-defense focused, not a replacement for your primary identity provider.

Okta Adaptive MFA

Mid-market and enterprise security teams replacing password-dependent SSO with phishing-resistant authentication will see the clearest ROI from Okta Adaptive MFA, especially those already on the Okta platform where FastPass and device posture checks integrate directly into existing workflows. NIST CSF 2.0 coverage of PR.AA and DE.CM means you get both strong identity controls and continuous device monitoring, which together actually prevent the account takeovers that traditional MFA leaves open. Skip this if your organization needs strict on-premises deployment or runs non-Okta identity infrastructure; you'll fight integration friction and lose the contextual policy enforcement that makes Adaptive MFA worth the switch.