1Kosmos Identity-Backed Biometrics vs Wultra Talisman: Side-by-Side Comparison (2026)

1Kosmos Identity-Backed Biometrics

Organizations replacing passwords with passwordless authentication need Identity-Backed Biometrics if liveness detection and government-ID verification matter more than SSO breadth. FIDO2 certification plus iBeta-certified liveness detection means you're getting cryptographically sound biometrics tied to real identity, not just fingerprint matching, and IAL2 compliance covers federal contractor requirements without retrofit. Skip this if your priority is replacing legacy AD/SAML infrastructure across 50 SaaS apps; 1Kosmos excels at high-assurance onboarding and device unlock, not at being your primary identity provider for everything.

Wultra Talisman

Mid-market and enterprise organizations in regulated financial services need Wultra Talisman for its PSD3 compliance built into the hardware token itself, not bolted on afterward. The FIDO2 standard support means your developers get modern passwordless authentication without reinventing certificate management, and the physical cryptographic operations keep keys off servers entirely. Skip this if your buyer base demands cloud-first flexibility or you're not operating under payment services directives; a 39-person vendor in Czech Republic also means slower feature velocity than the US-based alternatives.