Verisoul Payment Fraud is an identity verification and fraud prevention platform that provides automated risk scoring to detect and prevent payment fraud in real-time. The platform focuses on identifying fraudulent transactions before they occur to reduce chargeback rates and fraud losses. The solution addresses multiple fraud vectors including chargeback fraud, card testing, and bot-driven transactions. It uses device fingerprinting to detect accounts from the same device across different browsers and incognito sessions, along with network analysis, velocity checks, and behavioral models to identify suspicious activity. The platform includes capabilities for bot detection to prevent automated access to payment portals, proxy and VPN detection, device risk assessment, and geolocation analysis. Additional features include email intelligence, account linking to identify related accounts, phone verification, face matching, and ID verification. Verisoul provides real-time fraud detection through automated risk scoring that analyzes transaction patterns and user behavior. The system is designed to reduce fraud rates by over 80% while maintaining a frictionless user experience for legitimate customers. The platform offers API access for integration into existing payment workflows and includes a dashboard for monitoring fraud patterns and managing risk policies.