Onlayer Platform is a merchant and vendor management solution designed for banks, payment service providers (PSPs), and enterprises. The platform provides capabilities for onboarding, monitoring, compliance management, and risk assessment of merchants and vendors. For banks and PSPs, the platform offers merchant acquisition and management functionality including fraud assessment, POS eligibility evaluation, MCC and product content evaluation and monitoring, PCI-DSS compliance monitoring, AML and sanction screening, and cyber risk mitigation. The platform automates merchant onboarding processes and provides ongoing monitoring to detect, prevent, and remediate fraud. For enterprises, the platform provides vendor management capabilities including vendor monitoring to identify threats from external sources, vendor compliance management to align with company policies, and vendor insights for cybersecurity risk assessment. The platform includes compliance management tools specifically for PCI-DSS requirements and provides insights to support decision-making around merchant and vendor relationships. The solution is designed to be customizable and scalable for enterprise deployments.