Aura Credit Monitoring is a consumer-focused credit monitoring and identity protection service that tracks changes to credit reports across all three major credit bureaus (Experian, Equifax, and TransUnion). The service provides real-time alerts for credit file changes including new accounts, credit inquiries, authorized users, and public records like bankruptcies. The platform includes an Experian CreditLock feature that allows users to lock and unlock their Experian credit file through a mobile app toggle. Users receive monthly VantageScore credit scores and can request annual credit reports to monitor their credit health. Beyond credit monitoring, the service offers Dark Web monitoring for credit card numbers and financial data exposed in breaches, bank account monitoring for unauthorized changes, financial transaction monitoring across credit cards and investment accounts, and home and auto title monitoring for unauthorized ownership changes. The service operates through a web dashboard and mobile applications available on iOS and Android. Enrollment requires users to provide personal information including name, email, address, date of birth, and Social Security number. Identity verification is completed through secure links sent to phone or email, or through credit profile-based questions. Aura offers three subscription tiers: Individual (1 adult, 10 devices), Couple (2 adults, 20 devices), and Family (5 adults, unlimited kids and devices). All plans include a 14-day free trial and 60-day money-back guarantee for annual subscriptions.