OneLogin Modern Multi-Factor Authentication vs UserLock: Side-by-Side Comparison (2026)
Features, pricing, ratings, and pros & cons — compared head-to-head.
OneLogin Modern Multi-Factor Authentication is a commercial multi-factor authentication and single sign-on tool by OneLogin. UserLock is a commercial multi-factor authentication and single sign-on tool by IS Decisions. Compare features, ratings, integrations, and community reviews side by side to find the best multi-factor authentication and single sign-on fit for your security stack.
CST VerdictBased on our analysis of NIST CSF 2.0 coverage, core features, company size fit, deployment model, here is our conclusion:
OneLogin Modern Multi-Factor Authentication
Mid-market and enterprise teams replacing aging SMS-based MFA will see immediate risk reduction from OneLogin Modern Multi-Factor Authentication's adaptive authentication engine, which evaluates login context and device posture before enforcing MFA policy. SmartFactor Authentication uses machine learning to flag anomalous access patterns, reducing friction for legitimate users while catching the majority of credential-stuffing attacks without additional overhead. Skip this if your organization requires hardware security key enforcement as the primary method or needs deep integration with legacy on-premises identity systems; OneLogin's strength is cloud-native deployments where passwordless and risk-based policies can actually take effect.
