Cowbell Prime 250 is a commercial risk assessment tool by Cowbell. Cowbell Prime Plus is a commercial risk assessment tool by Cowbell. Compare features, ratings, integrations, and community reviews side by side to find the best risk assessment fit for your security stack.
CST VerdictBased on our analysis of NIST CSF 2.0 coverage, core features, integrations, company size fit, here is our conclusion:
Mid-market companies between $100M and $1B revenue looking to transfer ransomware and extortion risk should evaluate Cowbell Prime 250, because its claims support operates in-house rather than through external adjusters, which matters when you need decisions in hours, not days. The tool covers nine specific loss categories including cryptojacking and reputational harm, reducing the gaps you'd hit with generic commercial policies. Skip this if your board wants cyber insurance bundled with pre-breach risk consulting or continuous risk quantification; Cowbell operates as a standalone transfer mechanism, not a risk management platform.
Mid-market and enterprise risk officers who need excess cyber liability coverage without the admission requirements of standard carriers should evaluate Cowbell Prime Plus for its follow-form structure, which layers cleanly onto existing primary policies without forcing coverage rewrites. The $5M limit ceiling and eligibility through $1B revenue covers most scaling companies, and the bundled Resiliency Services (prevention through recovery) mean you're not buying insurance in isolation. Skip this if your organization needs primary coverage rather than excess; Cowbell Prime Plus is backstop insurance, not replacement.
Standalone cyber insurance for mid-market businesses ($100M–$1B revenue).
Excess cyber liability insurance for businesses up to $1B revenue, limits to $5M.
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Common questions about comparing Cowbell Prime 250 vs Cowbell Prime Plus for your risk assessment needs.
Cowbell Prime 250: Standalone cyber insurance for mid-market businesses ($100M–$1B revenue). built by Cowbell. headquartered in United States. Core capabilities include Ransomware and extortion cost coverage, Business interruption loss coverage, Cyber crime loss coverage (social engineering, fraudulent transfers)..
Cowbell Prime Plus: Excess cyber liability insurance for businesses up to $1B revenue, limits to $5M. built by Cowbell. headquartered in United States. Core capabilities include Non-admitted excess cyber liability insurance with limits up to $5M, Follow-form policy structure aligned with primary coverage, Eligibility for businesses up to $1B in annual revenue..
Both serve the Risk Assessment market but differ in approach, feature depth, and target audience.
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