DataVisor Fraud & Risk Platform (FRAML Platform) is an AI-powered fraud detection and anti-money laundering (AML) compliance solution designed for financial institutions including banks, credit unions, fintechs, digital payment providers, and life insurance companies. The platform unifies fraud and AML operations into a single workflow, covering data ingestion through to automated regulatory reporting. It consolidates data from multiple sources — transactions, onboarding events, device signals, behavioral data, and external intelligence feeds — and normalizes this data for analysis. Detection is performed using an ensemble AI model that combines supervised machine learning, patented unsupervised ML, rule-based logic, knowledge graph link analysis, and real-time transaction monitoring. This enables detection of both known and novel threats across ACH, wire, card, loan, and check fraud, as well as AML typologies. Case management capabilities include AI-assisted alert prioritization, smart routing, and a real-time reporting dashboard customizable by role. AI Agents are used to auto-triage alerts, tune rules, and generate regulator-ready SAR and CTR filings. The platform incorporates consortium intelligence, drawing on anonymized, privacy-safe fraud signals shared across a network of banks, fintechs, and marketplaces to expose coordinated fraud patterns. A continuous feedback loop retrains models automatically based on alert outcomes, allowing the system to adapt to evolving fraud tactics without manual intervention. Use cases supported include ACH & wire fraud, account onboarding, application fraud, account takeover (ATO) prevention, card fraud, check fraud, financial crime and AML compliance, and promotions/policy abuse.