Bluefin PayConex is a payment and data security platform designed to protect ecommerce transactions and personally identifiable information (PII). It addresses the growing threat of fraud and cyberattacks targeting online payment channels. The platform combines multiple security mechanisms under a single solution: - **PCI-Validated P2PE (Point-to-Point Encryption):** Encrypts MOTO (Mail Order/Telephone Order) payment data entered through a P2PE device for ecommerce processing, meeting the PCI P2PE standard. - **3D Secure (3DS):** Operates at the checkout form level to authenticate cardholder transactions and shift chargeback liability away from the merchant. - **ShieldConex® Tokenization:** Tokenizes PHI, PII, and payment data immediately upon entry through an iFrame or via API. ShieldConex is also available as a standalone solution. - **Anti-Fraud Scoring:** Uses machine learning models combined with rule-based logic to evaluate transactions, identifying legitimate customers and flagging high-risk activity. PayConex is targeted at industries including higher education, healthcare, retail, petroleum/convenience stores, and government/utilities. It is accessible via API and supports sandbox environments for developer testing.